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Gambling and financial management

An in-depth exploration of the relationship between money and gambling behaviour

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Researchers: Jane Kerr
Published: July 2013

Aim

To understand the relationship between money, debt and/or financial hardship and gambling and the different pathways into gambling-related debt and/or financial hardship.

The study has generated a number of publications, which you can read by using the pink buttons below.

Findings

  • Although problem gamblers were more likely than non-problem gamblers to have forms of financial debt, just under two-thirds of problem gamblers (62%) reported having no debt.
  • Our analysis identified four kinds of gamblers: ‘controlled gamblers’, ‘uncontrolled gamblers’, ‘uncontrolled spenders’ and ‘chaotic spenders’.
  • We propose an ecological model which captures the different factors that influenced people's financial decisions, including cognitive factors, control and compulsion, normative spending, resource and financial management, and the credit environment. 

Methodology

  • 45 in-depth qualitative interviews with a range of participants; varying in relation to how much debt they report and to what extent they report the problem of their gambling.
  • Quantitative analysis of existing data sets; as a tool to feed into the interviews and for further exploration of key themes that emerge throughout the project. 

Read the full report

Debt & problem gambling briefing

Managing money, debt & gambling briefing

Views & experiences of gambling support services briefing

The relationship between gambling, debt & financial management journal article